Personal Loan, Apply for Personal Loans Online - ICICI Bank

Published date: June 28, 2016 | 8:08 am | Posted by: Annu Yadav
  • Location: Delhi, Delhi City, Delhi, India

Introduction to ICICI Bank Personal Loan:



Multi-purpose loan

Fixed rate of Interest, Interest charged on monthly reducing basis

Flexible tenures up to 60 months

No security, no collateral

Loan payable in easy installments

Repayment through Auto-debit / ECS / PDC

End use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency.



Benefits of ICICI Bank Personal Loan:



Interest rate remains unchanged throughout the loan tenure

Simple documentation - It can be accessed with minimal paperwork and documentation and doesn’t take much time.

Quick processing

Direct credit of the loan amount through Fund Transfer (FT)

Simple repayment options of ECS, AD or PDC. You can also choose duration as per your choice and tenure starts from minimum 12 months to maximum 60 months



List of documents for Salaried:



Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)

Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).

Latest 3 months Bank Statement (where salary/income is credited).

Salary slips for last 3 months.

2 Passport Size photographs.



List of documents for Self-Employed:



KYC Documents : Proof of Identity; Address proof; DOB proof.

Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).

Income proof (audited financials for the last two years).

Latest 6 months Bank statement.

Office address proof.

Proof of residence or office ownership.

Proof of continuity of business.

*Conditions apply

*ICICI Bank reserves the rights to call upon additional documents at its discretion.



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Ad ID: 26650


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